WithFunded › About
About WithFunded
WithFunded helps small-business owners find the type of financing that fits, then puts them in touch with a funding expert who can bring real offers. We are a marketplace, not a lender.
Updated November 12, 2026
At a glance
- Operated by
- Mainline OmniFin LLC
- Mailing address
- 1021 E Lincolnway #8858, Cheyenne, WY 82001
- Funding partner
- Big Think Capital
- What we are
- A financing marketplace. We are not a direct lender.
- Cost to you
- Zero upfront fees. Checking your options does not affect your credit.
- Contact
- (307) 317-0801 · hello@withfunded.com
Who is behind WithFunded
Angelo Orru Neto, CFP®, MSc
Managing Partner, WithFunded
Angelo Orru Neto is the Managing Partner of WithFunded. Angelo is a CFP® professional and holds an MSc.
WithFunded is operated by Mainline OmniFin LLC and powered by Big Think Capital, our funding partner. When you send a financing request, it goes to Big Think Capital, and one of its funding experts calls you to walk through offers from lenders in its network. The lender that funds you sets the final rate and terms.
How it works
- Tell us what you need. Five questions about your business, about 2 minutes. We ask for your contact details last.
- Get matched to a type of financing. We suggest the option that fits your revenue, time in business, and credit, for requests from $3K to $5M.
- Talk to a funding expert. A Big Think Capital funding expert calls to go through offers and, if you choose one, to get it funded.
What it costs
Zero upfront fees. There is no charge to get matched or to talk to a funding expert. Rates and fees on a loan are set by the lender and disclosed before you sign.
Checking your options on WithFunded does not affect your credit. A lender may run a credit check later, if you move forward with an offer.
About the reviews on this site
The Trustpilot rating shown on WithFunded pages, 4.9 out of 5 from 3,304 reviews as of November 10, 2026, is Big Think Capital's rating. It is not a rating of WithFunded. We show it because Big Think Capital is the company you will speak to. Read the reviews on Trustpilot.
How we write our guides
- Rates come from published sources. The bank prime loan rate from the Federal Reserve, the SBA maximum-rate schedule, and Federal Reserve small-business survey data. We re-check them each quarter, and every guide shows its date. Rates are currently as of November 2026.
- Payment examples are our own math. They are WithFunded calculations from those inputs: representative examples, not quotes or offers.
- We rank types of financing, not lenders. Our best-of guides include options you would get elsewhere, such as SBA microloans or a bank loan, when they are the better fit.
- It is general information. Our guides and the WithFunded Academy are not financial, legal, or tax advice.
- A named person reviews them. Angelo Orru Neto reads each guide and lesson before it is published.
The method behind the numbers is set out in our 2026 SMB Financing Cost Report.
Contact
Call (307) 317-0801 or email hello@withfunded.com. Mail goes to Mainline OmniFin LLC, 1021 E Lincolnway #8858, Cheyenne, WY 82001.
See what your business qualifies for
Answer a few questions and get matched to your best-fit option. Zero upfront fees. Checking won't impact your credit.
Get matched → or open the payment calculatorDisclaimer. WithFunded and Big Think Capital are a financing marketplace; we are not the direct lender and do not guarantee funding, approval, rates, or terms. Everything on this page is a representative example only — not an offer or a commitment to lend, and not financial advice. Actual rates, fees, payments, and terms are set by the funding lender and depend on your business, credit, and the product. Where required by state law, the lender provides cost-of-financing disclosures before any agreement is signed.